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Professional Benefit Solutions
Helping people make WISE choices with MONEY
Key Persons Insurance
Business Partner Buy-Sell Agreement Funding
Income Replacement Plan
Overhead Expense Coverage
Executive Health Saving Plan
Individual Pension Plan - IPP
Corporate Insured Retirement Plan - IRP
Retirement Compensation Agreement - RCA
Capital Gain Tax Funding
Executive Health Saving Plan
  • 4 in 10 people will be diagnosed with cancer. 62% will survive more than 5 years
  • 1 in 4 people will suffer from heart disase. 95% will survive their frist heart attack
  • 1 in 20 people will suffer a stroke before age 70. 80% will survive.

Have you ever wondered what would happen to your business if you became critically ill?


The Executive Health Saving Plan (EHSP) allows you to own a critical illness insurance policy jointly with your company. This plan will pay a lump sum to your company if you suffer from a critical illness, or to you if you remain in good health.

With EHSP you can take advatage of the taxation benefits associated with business and insurance. If you remin in good heath, you will receive up to 100% of the premiums you and your company paid into the plan. The health benefit provides an excellent return on investment.

See here for a chart to show how it works.

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